Thinking-Rich.com

(Here’s another guest post from freelancer Annie Berry - enjoy!)

Never say debt.

Debt isn’t something that will be discussed often on this blog. Although it may be a very important issue to you, it’s not something you should set your focus on. Why?

Because what you concentrate on, you create.

Thinking of debt is not thinking rich. It’s not allowing or accepting abundance. It brings feelings of guilt, regret and nagging self-doubt. Every moment you spend thinking of the debt you’re in is a moment lost. It certainly does nothing to bring you closer to wealth.

But debt is bad, right?

Yes and no.

But we have to think about it to make plans to get out of it, right?

Yes and no.

Many of us were raised in times when any kind of debt - other than a home mortgage - was considered almost criminal. People “lived within their means” and paid cash. You didn’t buy things on credit unless you were fantastically rich or miserably poor.

Those days are so gone. Just like the days when a single breadwinner at an average day job could provide home, health and happiness to a spouse and 2.5 kids. Like the days when one car could carry the whole family and be counted on to last a good ten or 15 years. Like the days before planned obsolescence was factored into every device we purchased.

Sometimes, debt is a necessity. When you’re starting a new business, you might find you have to accept some debt to produce wealth. If you’re investing in real estate, avoiding debt is difficult unless you’ve already amassed your riches.

Not to say that suddenly debt is a good thing. It’s just a real thing. And the only way out of debt is to concentrate your efforts on what you need to create, not what you need to delete. Thinking rich means creating the wealth to effortlessly remove your debt. When you’re making enough to provide for your basic needs, there will automatically be less debt creation. And when you’re bringing in abundance beyond your needs, there will be debt reduction.

So focus your thinking and planning on manifesting wealth. Continue to live richly and wisely. The only time you need to concern yourself about your debt is when it’s time to make your monthly payment. Do it and then forget it. You have more important things to spend your mental and emotional energy on … like thinking rich.

~$~